Your car may be reporting how you drive.
Automakers have sold trip-by-trip driving data to the companies insurers use to set rates. See how to turn it off for your car. It's free.
Have your VIN handy? Look your car up by VIN.
What a driving record can look like
- Mar 4, 7:42 am11.3 miles. 2 hard brakes.
- Mar 4, 5:58 pm12.0 miles. 1 rapid acceleration.
- Mar 6, 11:20 pm4.1 miles. Late-night trip.
- Mar 9, 2:15 pm38.6 miles. 1 high-speed event.
Data in this file is closer than it appears
Example entries, not a real person's. One Florida driver found 258 of his trips from six months listed in his LexisNexis file.1
What sits in your blind spot
Insurers can look at a file about you that most drivers have never seen. Three kinds of information can end up in it.
Driving data from your car
Connected cars can record speed, braking, acceleration and trip times. General Motors sold this data to LexisNexis and Verisk until 2024.2
Your claims history
LexisNexis keeps auto and home insurance claims going back up to seven years, whatever you drive.3
Scores from phone apps
Driver-score features in automaker and insurer apps collect the same kind of data, sometimes through consents that are easy to miss.
How Blindspot works
Start with the free steps today. The done-for-you service opens to the waitlist first.
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Free now
Cloak your car
Tell us your make and year. You get the exact menus, phone numbers and request forms for turning off your automaker's data sharing, with the trade-offs spelled out.
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Free now
Audit your apps
A checklist of insurer driving programs and phone apps that can collect driving data, with how to leave each one.
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Guide free now
Run a Blindspot Check
Follow our guide to request your free LexisNexis file and find the parts that matter. Soon, we'll turn the report into a plain-English summary for you.
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Coming soon
Keep an eye on the Rearview
A yearly re-check that shows what changed in your file, with alerts when a carmaker or app changes how it shares data.
Join the waitlist
The done-for-you Blindspot Check and Rearview are being built now. Tell us which plan you'd pick and we'll email you when it opens. You pay nothing today.
What Blindspot can't do
You should know the limits before you sign up.
- We can't erase accurate records.Companies like LexisNexis are allowed by law to keep a file on you. We help you see it and stop new data from flowing in.
- We don't promise lower insurance rates.Rates depend on many things. Blindspot is about knowing and controlling your data.
- We don't dispute records for you.If your file has an error, you have the right to dispute it with the company directly, and we'll point you to where.
Sources
- Insurance Business, on the lawsuit a Florida driver filed against General Motors and LexisNexis Risk Solutions.
- Kelley Blue Book and The Register, on GM's Smart Driver program and the Federal Trade Commission order that followed.
- Money Talks News, citing the Consumer Financial Protection Bureau, on LexisNexis C.L.U.E. reports.